Platform Take-Home Simulation
Gross billings rarely reflect what actually lands in a creator’s bank account. Between platform commissions (15-20%), credit card processing surcharges, international currency exchange markups (2-4%), and payout gateway transfer fees, creator margins can fluctuate dramatically.
Net Margin Comparison Table on $20,000 Gross Billings
| Platform & Rail | Platform Fee | Processing / Payout Fee | Net Deposit | Effective Retention Rate |
|---|---|---|---|---|
| Fanvue (via USDC / Crypto) | $3,000 (15%) | $15 (Gas fee) | $16,985 | 84.9% |
| Fanvue (via Bank Wire) | $3,000 (15%) | $25 (Wire) + 1.8% FX | $16,615 | 83.1% |
| OnlyFans (via Paxum) | $4,000 (20%) | $0.25 transfer + 2.5% FX | $15,600 | 78.0% |
| Patreon (via PayPal) | $2,400 (12%) | $600 (3% processing) + 3% FX | $16,400 | 82.0% |